Understanding Manufacturing Insurance: A Comprehensive Guide
Join nearly a million customers who have chosen to insure with us. Discover more about industrial insurance and how it can protect your manufacturing business.
Why is Manufacturer Insurance Important?
Manufacturing businesses face considerable everyday risks, from business interruptions and loss of licenses to goods in transit. Additionally, third-party injuries—like falls or contact with moving equipment—can expose your business to high-cost claims. Industrial insurance, specifically designed for manufacturers, provides a crucial safety net for common incidents.
Key Benefits of Industrial Insurance
- Production insurance with a UK-based claims and customer service team
- Coverage for goods in transit, cyber risks, and equipment breakdown—up to your policy limit
- Food manufacturing insurance options, including product liability and coverage for frozen/fridge stock
What Does Manufacturers Insurance Cover?
Property damage insurance is essential for manufacturing businesses, offering protection against incidents that can damage buildings, contents, fixtures, and fittings. Most quotes also include employers’ liability insurance and public liability insurance for third-party injuries and property damage. Additional manufacturing insurance options can cover:
- Refrigerated or frozen stock deterioration
- Equipment breakdown
Coverage Options
Business Interruption Insurance
Protects against crises that halt your manufacturing operations.
Deterioration of Refrigerated Stock
Covers losses due to the failure of refrigeration systems.
Employee Theft Insurance
Protects against losses from employee theft.
Business Interruption Insurance Details
What’s Typically Covered?
- Lost profit, revenue, or rent due to premises damage
- Increases in operational costs
Common Scenarios:
- A fire causing extensive damage, preventing operations.
- Flooding during a holiday period resulting in a three-week closure.
Exclusions to Note:
- Collapse or cracking of buildings
- Vehicles needing road licenses
- Disruption from natural ground changes (unless specified in the policy)
Ensure you read policy documents carefully to understand coverage limits and exclusions.
Trusted by Nearly One Million Customers
Since our start in 2005 with a team of five, we’ve grown to serve nearly a million customers across 1,500 trades, providing reliable business insurance.
Quick and Easy Process
- Compare and buy in minutes
- Documents arrive today
- 24/7 Claims Support: Make a claim anytime
Manufacturing Insurance FAQ
Whether you’re new to business insurance or have been trading for a while, here are answers to commonly asked questions about insurance for manufacturing business risks. For more information, visit our business insurance FAQs.
This content is for general information purposes and should not be considered as advice. Always check policy documentation for details and seek professional advice. Read our full Terms and Conditions.
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